car insurance in idaho


About idaho

  • Idaho is one of the largest state in the northwestern region of the United States. It borders,
    • 1. state of Montana to the east and northeast,
    • 2. Wyoming to the east,
    • 3. Nevada and Utah to the south,
    • 4. Washington and Oregon to the west.
    • 5. To the north, it shares a small portion of the Canadian border with the province of British Columbia.
  • idaho population counts around 1.7 million people and an area of 83,569 square miles (216,440 km2), Idaho is ranked as the 14th largest and 39th most populous of the 50 states. The state's capital and largest city is Boise.
  • Idaho pople is populated with solely by Native American peoples. In the 19th century, Idaho was considered as a part of Oregon Country, an area disputed between U.S. and United Kingdom.
  • Idaho officially became U.S. territory with the signing of the Oregon Treaty of 1846, but a separate Idaho Territory was not organized until 1863, instead being included for periods in Oregon Territory and Washington Territory.
  • Idaho was admitted to the Union on July 3, 1890, becomes 43rd state joining united states.
    • north -> the relatively isolated Idaho Panhandle is closely linked with Eastern Washington, with which it shares the Pacific Time Zone – the rest of the state uses the Mountain Time Zone.
    • south -> includes the Snake River Plain (which contains most of the population and agricultural land),
    • south-east -> incorporates part of the Great Basin.
  • Idaho is mostly filled up with greeny mountains, and contains several stretches of the Rocky Mountains. Around 38 percent of Idaho's land is held by the United States Forest Service which is really big when compared to any state in US.
  • Industries play an important role in state economy which includes manufacturing, agriculture, mining, forestry, and tourism.
  • Capital: Boise
  • State abbreviation/Postal code: Idaho/ID
  • U.S. Representatives: 2
  • Organized as territory: March 3, 1863
  • Entered Union (rank): July 3, 1890 (43)
  • Present constitution adopted: 1890
  • Motto: Esto perpetua (It is forever)
  • Origin of name: An invented name whose meaning is unknown.
  • 10 largest cities (2014): Boise, 212,303; Nampa, 83,930; Meridian, 80,386; Idaho Falls, 57,899; Pocatello, 54,777; Caldwell, 47,668; Coeur d'Alene, 45,579; 45,158, 44,125; Lewiston, 32,051; Post Falls, 28,651.
  • Land area: 82,747 sq mi. (214,315 sq km)
  • Geographic center: In Custer Co., at Custer, SW of Challis
  • Number of counties: 44, plus small part of Yellowstone National Park
  • Largest county by population and area: Ada, 408,853 (2014); Idaho, 8,485 sq mi.
  • State forests: 881,000 ac.
  • State parks: 30 (43,000+ ac.)
  • Residents: Idahoan
  • 2015 resident population: 1,654,930

idaho Minimum Liability

  • Bodily Injury
    • $25k per person
    • $50k per accident
  • Property Damage
    • $15k per accident
  • The state minimum liability coverage in Idaho is relatively low at 20/50/15, compared to the recommended minimum insurance coverage of 50/100/50. This gets drivers,
    • $50,000 per person
    • $100,000 per accident bodily injury coverage
    • $50,000 of property damage coverage.
  • This insurance coverage, however, is considered the bare minimum, and it’s considered as an ideal coverage closer to 100/300.
  • car insurance idaho minimum liability coverage

    Coverage TypeIdaho Minimum RequirementsStudy Limits
    Bodily Liability (per person / accident) $25,000 / $50,000 $50,000 / $100,000
    Property Damage (per accident) $15,000 $25,000
    Uninsured Motorist (per person / accident) Not Required $50,000 / $100,000
    Medical Payments Not Required $1,000
    Collision / Comprehensive Not Required $500 deductible

    idaho car insurance

    • Getting the best and cheap car insurance quotes is really important. In idaho, you're legally required to have the car insurance coverage at the levels listed in the chart below.
    • Once you're familiar with the basics, take a look at the common coverage levels of policyholders in idaho. Many car insurance companies are competiting.
    • It's a great way to get a sense of cheap liability auto insurance and the vehicle insurance rates depends on the vehicle insured.
    • Your agent can help you understand the different full coverage car insurance types and you can collect car insurance quotes available in your state.
    • Then you can decide cheap car insurance and also insurance agent to be preferred or not what limits and deductibles best fit your needs. As your life changes, your vehicle insurance rates should, too.
    • Your agent will be there to discuss your options and help you find ways to save on your premium.
    • WikiTechy also provides you with helpful information so you can better understand car insurance and car insurance quotes can be taken online and rest easy knowing you're protected.

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    Common Terms in best auto insurance

    Below are some of the terms for travel insurance and travelers insurance for idaho auto insurance
    • car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
    • insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
    • insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
    • insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
    • insurance claim - Your request to an insurance companies to cover an accident or other loss.
    • full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
    • Commission - The fee that an insurance company pays an agent or broker when they sell a policy
    • Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
    • Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
    • Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
    • Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
    • car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
    • Liability coverage - car insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
    • Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
    • Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
    • Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.

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