washington state insurance
About Washington - District of Columbia
- Washington, D.C., formally called the District of Columbia and commonly referred to as "Washington", "the District", or simply "D.C.", is the capital of the United States.
- The U.S. Constitution provided for a federal district under the exclusive jurisdiction of the Congress and the District is therefore not a part of any state. The states of Maryland and Virginia donates its land to form the federal district, in addition to the land settlements of Georgetown and Alexandria.
- The place was named in honor of President George Washington, the City of Washington was founded in 1791 to serve as the new national capital.
- Washington is big more populous with the population of 681,170 as of July 2016. The Washington metropolitan area has a population of over 6 million, the sixth-largest metropolitan statistical area in the country.
- The centers of all three branches of the federal government of the United States were located here including
- the Congress,
- President, and
- Supreme Court.
- Washington is home to many national monuments and museums, which are primarily situated on or around the National Mall. The city hosts 176 foreign embassies. In addition it has,
- headquarters of many international organizations,
- trade unions,
- non-profit organizations,
- lobbying groups, and
- professional associations.
- Capital: Olympia
- State abbreviation/Postal code: Wash./WA
- Governor: Jay Inslee, D (to Jan. 2017)
- U.S. Representatives: 10
- Present constitution adopted: 1889
- Motto: Al-Ki (Indian word meaning “by and by”)
- Origin of name: In honor of George Washington
- 10 largest cities (2010 est.): Seattle, 608,660; Spokane, 208,916; Tacoma, 198,397; Vancouver , 161,791; Bellevue, 122,363; Everett, 103,019; Kent, 92,411; Yakima, 91,067; Renton, 90,927; Spokane Valley, 89,755
- Land area: 66,544 sq mi. (172,349 sq km)
- Geographic center: In Chelan Co., 10 mi. WSW of Wenatchee
- Number of counties: 39
- Largest county by population and area: King, 1,931,249 (2010); Okanogan, 5,268 sq mi.
- State forest lands: 2.1 million ac.
- State parks: 120
- Residents: Washingtonian
- 2015 resident population est.: 7,170,351
Washington Minimum Liability
- Bodily Injury
- $25k per person
- $50k per accident
- $10k per accident
- $25,000 per person and
- $50,000 per car accident for any bodily injuries that occur.
- $50,000 per person and
- $100,000 per accident for bodily injuries.
Minimum Requirements for Auto Insurance Coverage in Washington
In order to drive in the Evergreen State, your auto insurance coverage has to be at least $25/$50/$10. The policy coverage limits we have used for our study, on the other hand, are basic coverage which is just slightly higher than the state’s minimum requirements:
|WA Minimum Limits||Study Limits|
|Bodily Injury (BI)||$25,000 per person / $50,000 per accident||$25,000 per person / $50,000 per accident|
|Property Damage (PD)||$10,000||$25,000|
|Uninsured Motorists BI (UM/UIMBI)||Optional||$25,000 per person / $50,000 per accident|
|Uninsured Motorists PD (UM/UIMPD)||Optional||$25,000|
district of columbia car insurance
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Common Terms in cheapest car insurance washington
- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - car insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.