{"id":38036,"date":"2022-02-15T23:46:38","date_gmt":"2022-02-15T18:16:38","guid":{"rendered":"https:\/\/www.wikitechy.com\/technology\/?p=38036"},"modified":"2022-03-11T22:02:53","modified_gmt":"2022-03-11T16:32:53","slug":"tech-tips-for-managing-your-finances","status":"publish","type":"post","link":"https:\/\/www.wikitechy.com\/technology\/tech-tips-for-managing-your-finances\/","title":{"rendered":"Tech Tips for Managing Your Finances"},"content":{"rendered":"<p style=\"text-align: justify;\"><img fetchpriority=\"high\" decoding=\"async\" class=\"alignnone wp-image-38037 size-full\" title=\"finances\" src=\"https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323.jpg\" alt=\"finances\" width=\"980\" height=\"649\" srcset=\"https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323.jpg 980w, https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323-300x200.jpg 300w, https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323-768x509.jpg 768w, https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323-130x86.jpg 130w, https:\/\/www.wikitechy.com\/technology\/wp-content\/uploads\/2022\/02\/2022-02-15_234323-187x124.jpg 187w\" sizes=\"(max-width: 980px) 100vw, 980px\" \/>You can no longer manage your personal finances with just a pen and paper in today&#8217;s world. Instead, you need to use technology.<\/p>\n<p style=\"text-align: justify;\">The reason for this is simple: technology makes managing money simple and straightforward. You won&#8217;t have to worry about getting overwhelmed with countless bills or the prospect of your spending going out of control when you use technology. Instead, you&#8217;ll be able to have peace of mind knowing that you&#8217;re managing your finances as an accountant would.<\/p>\n<p style=\"text-align: justify;\">If you want to learn more, here are some tech tips on how to do this.<\/p>\n<h3 id=\"1-download-a-budgeting-app-to-your-smartphone\" style=\"text-align: justify;\"><strong>1. <\/strong><strong>Download a Budgeting App to Your Smartphone<\/strong><\/h3>\n<p style=\"text-align: justify;\">Let&#8217;s start with your smartphone.<\/p>\n<p style=\"text-align: justify;\">Every day, your smartphone is with you, from when you&#8217;re at work to when you&#8217;re relaxing at home. This is great, as it means you always have a money management tool in your pocket.<\/p>\n<p style=\"text-align: justify;\">It&#8217;s recommended that one of the first steps you take is to download a budgeting app from <a href=\"https:\/\/deferit.com\/en-au\/\" rel=\"dofollow noopener\" target=\"_blank\">https:\/\/deferit.com\/en-au\/<\/a>. This will allow you to pay your bills virtually whilst gaining greater control of your cash flow.<\/p>\n<h3 id=\"2-use-mobile-banking\" style=\"text-align: justify;\"><strong>2. <\/strong><strong>Use Mobile Banking<\/strong><\/h3>\n<p style=\"text-align: justify;\">Next, it&#8217;s also a good idea to use <a href=\"https:\/\/www.businesswire.com\/news\/home\/20210316005522\/en\/United-States-Mobile-Banking-Apps-Report-2021-Researched-Insights-Into-Customer-Experience-Drivers---ResearchAndMarkets.com\" target=\"_blank\" rel=\"noopener\">mobile banking<\/a>.<\/p>\n<p style=\"text-align: justify;\">Mobile banking is the process of making and receiving bank payments online. You can do this by downloading your bank&#8217;s mobile app or logging into your account through a web browser \u2013 whichever works best for you.<\/p>\n<p style=\"text-align: justify;\">Here are some of the main benefits of mobile banking:<\/p>\n<ul style=\"text-align: justify;\">\n<li><strong>Bank on the go. <\/strong>Need to quickly send your friend or family member some money? You&#8217;ll be able to pull out your smartphone and do it within seconds. This is a lifesaver when you don&#8217;t have time to go to your nearest bank.<\/li>\n<li><strong>Greater security. <\/strong>Mobile banking apps can send you notifications whenever money leaves your account, enabling you to spot any suspicious activity that you didn&#8217;t do.<\/li>\n<li><strong>More control. <\/strong>Through mobile banking, you can make changes to your account online. For example, if you use an overdraft, you&#8217;ll be able to close down your overdraft if you no longer want that feature.<\/li>\n<\/ul>\n<h3 id=\"3-make-contactless-payments\" style=\"text-align: justify;\"><strong>3.\u00a0 <\/strong><strong>Make Contactless Payments<\/strong><\/h3>\n<p style=\"text-align: justify;\">Your smartphone is also a great tool for making contactless payments.<\/p>\n<p style=\"text-align: justify;\">For example, if you use an iPhone, you can add your bank card to the <a href=\"https:\/\/www.tomsguide.com\/how-to\/how-to-use-apple-pay\" target=\"_blank\" rel=\"noopener\">Apple Pay<\/a> system, enabling you to scan your smartphone at checkout to make payments.<\/p>\n<p style=\"text-align: justify;\">This is very useful, as it means you can pay for items without carrying your bank card and also gain a greater understanding of your spending habits.<\/p>\n<h3 id=\"4-paypal-business\" style=\"text-align: justify;\"><strong>4.\u00a0 <\/strong><strong>PayPal (business)<\/strong><\/h3>\n<p style=\"text-align: justify;\">PayPal is a must-have tech tool for managing your finances if you run a business. You&#8217;ll be able to receive payments from customers and clients quickly and efficiently. On top of this, your bank information will be encrypted, meaning it&#8217;s extra secure.<\/p>\n<h3 id=\"5-set-daily-reminders-to-save-money\" style=\"text-align: justify;\"><strong>5. <\/strong><strong>Set Daily Reminders to Save Money<\/strong><\/h3>\n<p style=\"text-align: justify;\">On your smartphone, you can set daily reminders to save money. For example, you could set a reminder for 9 AM every day with a motivational message to put money into your savings account. Giving yourself a visual reminder will provide you with a stronger will to do it.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>You can no longer manage your personal finances with just a pen and paper in today&#8217;s world. Instead, you need to use technology. The reason for this is simple: technology makes managing money simple and straightforward. You won&#8217;t have to worry about getting overwhelmed with countless bills or the prospect of your spending going out [&hellip;]<\/p>\n","protected":false},"author":1,"featured_media":0,"comment_status":"open","ping_status":"closed","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[1],"tags":[101980,101978,101983,101982,101979,101977,101976,101981],"class_list":["post-38036","post","type-post","status-publish","format-standard","hentry","category-coding","tag-financial-tips-for-2022","tag-how-to-manage-your-finances","tag-how-to-manage-your-money-worksheets","tag-money-management-tips","tag-money-management-tips-for-all","tag-money-management-tips-for-beginners","tag-personal-financial-management-tips","tag-simple-money-management-tips"],"_links":{"self":[{"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/posts\/38036","targetHints":{"allow":["GET"]}}],"collection":[{"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/posts"}],"about":[{"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/types\/post"}],"author":[{"embeddable":true,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/users\/1"}],"replies":[{"embeddable":true,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/comments?post=38036"}],"version-history":[{"count":3,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/posts\/38036\/revisions"}],"predecessor-version":[{"id":38131,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/posts\/38036\/revisions\/38131"}],"wp:attachment":[{"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/media?parent=38036"}],"wp:term":[{"taxonomy":"category","embeddable":true,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/categories?post=38036"},{"taxonomy":"post_tag","embeddable":true,"href":"https:\/\/www.wikitechy.com\/technology\/wp-json\/wp\/v2\/tags?post=38036"}],"curies":[{"name":"wp","href":"https:\/\/api.w.org\/{rel}","templated":true}]}}