The next step after buying a car is ensuring its security. It would be best if you opt for car insurance at the time of purchasing the vehicle. The Motor Vehicles Bill 1988 has made it compulsory to buy insurance for cars. Also, the amended Motor Vehicles Bill of 2019 seeks maximum accountability for third party insurance in case of a vehicle accident. Previously, car owners could only buy or renew their car insurance policies offline. However, with the modern Internet-based approach, one can easily buy car insurance online.
A significant advantage of purchasing vehicle insurance online is that you can browse through a plethora of options. All the pros and cons, customer reviews and the terms and conditions of each policy help you determine the right choice.
Here are some benefits which can convince you to buy car insurance online:
- Time and Cost-Saving Process
When you buy car insurance online, you can choose the scheme directly from an insurer. Neither does it involve physical documentation. Since you will be in direct contact with the insurance company, your insurer can skip paying a commission to the agents.
In this manner, the distribution and processing costs get reduced while offering the policy online. Some insurers also provide lucrative discounts online. You can even find many credit card companies having a reward point system and discounts on online transaction. Therefore, you can save both time and money with the online purchase of vehicle insurance.
- Easy Renewal and Automated Premium Payment
To go through the entire procedure of buying motor insurance offline can be tiring. But if you buy car insurance online, you will get timely reminders for policy renewal. They will prevent your plan from lapsing. Also, since the entire process is followed online, you need not visit the insurer’s branch office for the same.
Many insurance companies provide simple and easy-to-use online platforms that make the process of paying premium hassle-free. With the availability of multiple safe and secure online payment options, you can make the payments quickly. You can also track the monthly or annual premium payments easily when made online.
- Security and Customization
When you buy car insurance online, all the paperwork is done online. You need to ensure that the information you provide is accurate. The chances of policy rejection increase if any vital information gets missed or is incorrect.
While renewing your motor insurance online, you can also customize your plan as per your suitability. For instance, with a quick online procedure, you can modify your existing coverage with various car insurance add-ons provided by the insurer.
- Cashless Facility and Quick Assistance
You can avail the cashless facility when you buy car insurance online. Under this facility, the insurer will directly pay the garage in case your car gets damaged in an accident.
If you face any trouble choosing a vehicle insurance policy online, you can use live-chat assistance provided by many renowned insurers. It will help you get a quicker response online to resolve your queries.
- Easy to Switch Insurer
During renewal, you can compare different insurance schemes online to assess your requirement. With the easy availability of information online, you can easily select an insurer based on your needs. If you are not happy with your current insurer, switching to a better one is quite easier online.
Ensure Convenience with Purchasing Car Insurance Online
A simple click will enable you to purchase car insurance online and secure your vehicle. With a faster and efficient online process, you can protect your vehicle during unexpected situations. Reliable companies like Tata AIG provide you with motor insurance plans online. You can choose their plans after considering the benefits being offered. Their credible team will help you understand the details of the policy. Whether you buy car insurance online or offline, each mode has its unique perks. Make sure you know the differences between these two modes while choosing any of them.