car insurance in new jersey - Top 10 best car / auto insurance list in new jersey - car insurance quotes nj
About New Jersey - car insurance quotes nj
- New Jersey is a northeastern U.S. state with some 130 miles of Atlantic coast.
- Jersey City, across the Hudson River from Lower Manhattan, is the site of Liberty State Park, where ferries embark for nearby Ellis Island, with its historic Immigration Museum, and the iconic Statue of Liberty.
- The Jersey Shore includes notable resort towns like historic Asbury Park and Cape May, with its preserved Victorian buildings.
- New Jersey Capital City : Trenton.
- New Jersey Nickname : Garden State.
- New Jersey Flag : The State flag of New Jersey is buff colored. The state coat of arms is emblazoned in the center. The shield has three plows with a horse's head above it. Two women represent the goddesses of Liberty and Agriculture.
- Capital Tour : New Jersey Capital Tour.
- New Jersey Flower : Violet (Viola sororia).
- New Jersey Largest Cities : Newark ,Jersey
- City , Paterson , Elizabeth , Trenton, Clifton ,Camden , Passaic , Union , East Orange.
- New Jersey Population (2013) : 8,899,339.
- New Jersey Rank : 11 of 50.
- New Jersey Area : 8,722 sq.mi (22,590 sq.km.), 47th.
- New Jersey Land : 7,419 sq.mi. (19,215 sq.km.), 46th.
- New Jersey Water : 1,303 sq.mi. (3,375 sq.km.), 27th.
- New Jersey Border States : Delaware , New York , Pennsylvania .
- New Jersey Geographic Center : Mercer, 5 miles southeast of Trenton.
- New Jersey Highest Point : High Point ; 1,803 feet, (550 m.) 40th tallest.
- New Jersey Location : Absolute Center: 40°4.2'N / 74°33.5'W.
- New Jersey Relative Center : Mercer, 5 miles southeast of Trenton.
- New Jersey Lowest Point : Atlantic Coast ; sea level, tied for 3rd lowest.
- New Jersey Museums :
- Monmouth Museum (Lincroft).
- Newark Museum (Newark).
- Morris Museum (Morristown).
- State Parks : New Jersey State Parks.
- New Jersey Agriculture : Nursery stock, horses, vegetables, fruits and nuts, seafood, dairy products.
- New Jersey Industry : Chemical products, food processing, electric equipment, printing and publishing, tourism.
- New Jersey is one of the most ethnically and religiously diverse states in the country.
- It is bordered on the north and east by New York, on the southeast and south by the Atlantic Ocean, on the west by Pennsylvania, and on the southwest by Delaware.
- It has the second largest Jewish population by percentage.
- New Jersey is connected to New York City via various bridges and tunnels.
- The double-decked George Washington Bridge carries the heaviest load of motor vehicle traffic.
- Opening to traffic between New Jersey and New York on November 13, 1927, the Holland Tunnel became the first mechanically ventilated underwater tunnel. At its maximum depth, the tunnel lies roughly 93 feet beneath the Hudson River.
- The “Crossroads of the Revolution,” New Jersey was the site of more than 100 battles during the fight for American independence.
- New Jersey is considered one of the more liberal states in the nation.
New Jersey Minimum Liability - auto insurance nj
- Bodily Injury
- $15k per person
- $30k per accident
- Property Damage
- $5k per accident
- $15,000 per person and
- $30,000 per accident, as well as only
- $5,000 for property damage.
Minimum Requirements for Auto Insurance Coverage in New Jersey - auto insurance nj
|Liability||Minimum Liability Amounts||High|
|Bodily Injury Liability||$15,000 per person / $30,000 per accident||$250,000 per person / $500,000 per accident|
|Property Damage Liability||$5,000 per accident||$100,000 per accident|
|Personal Injury Protection||$15,000 per person or accident||$250,000 or more|
New Jersey car insurance - car insurance quotes nj
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- Your agent can help you understand the different full coverage car insurance types and you can collect car insurance quotes available in your state.
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- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.