car insurance in louisiana - Top 10 best car / auto insurance list in louisiana - cheap auto insurance in louisiana
About louisiana - car insurance in louisiana
- Louisiana is a state located in the southern region of the United States.
- Louisiana is the 31st most extensive and the 25th most populous of the 50 United States.
- Its capital is Baton Rouge and largest city is New Orleans.
- Louisiana Capital City : Baton Rouge.
- Louisiana Nickname : Pelican State.
- Capital Tour : Louisiana Capital Tour.
- Louisiana Flag : The design consists of the pelican group from the state seal, in white and gold, and a white ribbon bearing the state motto, "Union, Justice, and Confidence", on a field of a solid blue.
- Louisiana Flower : Magnolia (Magnolia grandiflora).
- Louisiana Largest Cities : New Orleans , Baton Rouge , Shreveport , LaFayette , Lake Charles , Kenner , Bossier City , Monroe , Alexandria , Houma.
- Louisiana Origin of State Name : Named in honor of France's King Louis XIV.
- Louisiana Population (2013) : 4,625,470.
- Louisiana Rank : 25 of 50.
- Louisiana Area : 51,843 sq.mi (134,273 sq.km.), 31st.
- Louisiana Land : 43,566 sq.mi. (112,836 sq.km.), 33rd.
- Louisiana Water : 8,277 sq.mi. (21,437 sq.km.), 5th.
- Louisiana Border States : Arkansas ,Mississippi, Texas.
- Louisiana Climate : Baton Rouge, Louisiana's Climate.
- Louisiana County Profile : Louisiana Parish Map , 64 Parishes.
- Louisiana Geographic Center : Avoyelles, 3 miles southeast of Marksville.
- Louisiana Highest Point : Driskill Mountain ; 535 feet, (163 m), 48th tallest.
- Louisiana Location : Absolute Center: 30°58.1'N / 92°32.2'W.
- Louisiana Relative Center : Avoyelles, 3 miles southeast of Marksville.
- Louisiana Lowest Point : New Orleans ; 8 feet below sea level; 2nd lowest.
- Louisiana Museums :
- West Baton Rouge Museum (Port Allen)
- New Orleans Museum of Art (New Orleans)
- The Historic New Orleans Collection (New Orleans)
- State Parks : Louisiana State Parks
- Louisiana Agriculture: Seafood, cotton, soybeans, cattle, sugarcane, poultry and eggs, dairy products, rice.
- Louisiana Industry : Chemical products, petroleum and coal products, food processing, transportation equipment, paper products, tourism.
- They contain a rich southern biota which include birds such as ibis and egrets.
- Extensive areas of long leaf pine forest and wet savannas.
- These support an exceptionally large number of plant species, including many species of orchids and carnivorous plants.
- Some Louisiana urban environments have a multicultural, multilingual heritage, being so strongly influenced by a mixture of 18th-century French, Spanish, Native American, Asian and African cultures that they are considered to be exceptional in the US.
- Anglo-Americans increased the pressure for Anglicization, and in 1921, English was for a time made the sole language of instruction in Louisiana schools before a policy of multilingualism was revived in 1974.
- There has never been an official language in Louisiana, and the state constitution enumerates "the right of the people to preserve, foster, and promote their respective historic, linguistic, and cultural origins," whether English, French, Spanish, or otherwise.
Louisiana Minimum Liability - car insurance in louisiana
- Bodily Injury
- $15k per person
- $30k per accident
- Property Damage
- $25k per accident
- $15,000 per person,
- $30,000 per accident.
- $50,000 per person and
- $100,000 per accident in bodily injury coverage as well as $50,000 to cover property damage.
Minimum Requirements for Auto Insurance Coverage in Louisiana -auto insurance in louisiana
|Coverage Type||State Minimum||Study Limits|
|Bodily Injury (per person/per accident)||$15,000/$30,000||$50,000/$100,000|
|Uninsured Motorist Bodily Injury (per person/per accident)||N/A||$50,000/$100,000|
|Uninsured Motorist Property Damage||N/A||$50,000|
|Comprehensive / Collision Deductible||N/A||$500|
louisiana car insurance - car insurance in louisiana
- Getting the best and cheap car insurance quotes is really important. In louisiana, you're legally required to have the car insurance coverage at the levels listed in the chart below.
- Once you're familiar with the basics, take a look at the common coverage levels of Wikitechy policyholders in louisiana. Many car insurance companies are competiting.
- It's a great way to get a sense of cheap liability auto insurance and the vehicle insurance rates depends on the vehicle insured.
- Your agent can help you understand the different full coverage car insurance types and you can collect car insurance quotes available in your state.
- Then you can decide cheap car insurance and also insurance agent to be preferred or not what limits and deductibles best fit your needs. As your life changes, your vehicle insurance rates should, too.
- Your agent will be there to discuss your options and help you find ways to save on your premium.
- Wikitechy also provides you with helpful information so you can better understand car insurance and car insurance quotes can be taken online and rest easy knowing you're protected.
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cheapest auto insurance in louisiana -auto insurance in louisiana
Common Terms in car insurance quotes - car insurance in louisiana
- Below are of some of the terms for travel insurance and travelers insurance ,
- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - car insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.