car insurance michigan - Top 10 best car / auto insurance list in michigan - cheap car insurance in michigan
About michigan - car insurance michigan
- Michigan is a midwestern U.S. state bordering 4 of the Great Lakes.
- It contains more than 11,000 inland lakes, spread across its lower and upper peninsulas.
- Its largest city, Detroit, is famed as the seat of the U.S. auto industry, which inspired Diego Rivera’s murals at the Detroit Institute of Arts.
- Also in Detroit is Hitsville U.S.A., original headquarters of the Motown record company.
- Michigan Capital City : Lansing.
- Michigan Nickname : Wolverine State / Great Lakes State.
- Michigan Flag : The design on Michigan's deep blue field has three mottoes: On a red ribbon - "One Nation Made Up of Many States" On a blue shield - "I will Defend" On a white ribbon - "If You Seek a Pleasant Peninsula, Look Around“.
- Michigan Flower : Apple Blossom (Malus coronaria) .
- Michigan Largest Cities : Detroit, Grand Rapids, Warren, Sterling Heights, Lansing, Ann Arbor, Flint, Dearborn, Livonia,Westland.
- Michigan Origin of State Name : Based on the Ojibwa Indian word misshikama meaning "great water," referring to the Great Lakes.
- Michigan Population (2013) : 9,895,622.
- Michigan Rank : 9 of 50.
- Michigan Area : 96,810 sq.mi (250,737 sq.km.), 11th.
- Michigan Land : 56,809 sq.mi. (147,135 sq.km.), 22nd.
- Michigan Water : 40,001 sq.mi. (103,602 sq.km.), 2nd.
- Michigan Great Lakes : 38,192 sq.mi. (98,917 sq.km.),1st.
- Michigan Border States : Illinois , Indiana , Minnesota (water border) , Ohio , Wisconsin .
- Michigan Climate : Lansing, Michigan's Climate.
- Michigan County Profile : Michigan County Map , 83 Counties.
- Michigan Geographic Center : Wexford, 5 miles northnorthwest of Cadillac.
- Michigan Highest Point : Mt. Arvon ; 1,980 feet, (603 m.), 38th tallest.
- Michigan Location : Absolute Center: 45°3.7'N / 84°56.3'W.
- Michigan Relative Center : Wexford, 5 miles north northwest of Cadillac.
- Michigan Lowest Point : Lake Erie ; 572 feet, 38th lowest.
- Michigan Museums :
- The Henry Ford (Dearborn).
- Holland Museum (Holland).
- Muskegon Museum of Art (Muskegon).
- State Parks : Michigan State Parks.
- Michigan Agriculture : Dairy products, apples, blueberries, cattle, vegetables, hogs, corn, nursery stock, soybeans.
- Michigan Industry: Motor vehicles and parts, machinery, fabricated metal products, food processing, chemical products, mining, tourism.
- The area was organized as part of the larger Northwest Territory until 1800, when western Michigan became part of the Indiana Territory.
- Eventually, in 1805, the Michigan Territory was formed, which lasted until it was admitted into the Union on January 26, 1837, as the 26th state.
- The state of Michigan soon became an important center of industry and trade in the Great Lakes region and a popular immigrant destination.
- Though Michigan has come to develop a diverse economy, it is widely known as the center of the U.S. automotive industry, being home to the country's three major automobile companies (whose headquarters are all within the Detroit metropolitan area).
- While sparsely populated, the Upper Peninsula is economically important due to its status as a tourist destination as well as its abundance of natural resources, while the Lower Peninsula is a center of manufacturing, services, and high-tech industry.
Michigan Minimum Liability - car insurance michigan
- Bodily Injury
- $20k per person
- $40k per accident
- Property Damage
- $10k per accident
- As a no-fault insurance state, Michigan requires drivers to have unlimited personal injury insurance, as well as property damage insurance up to $1 million.
- This ensures that all drivers are thoroughly covered but creates some very hefty annual premiums.
Minimum Requirements for Auto Insurance Coverage in MichiganBelow is a table comparison between the Michigan State auto insurance requirements and limits we used for our analysis. We used a slightly higher coverage than what is required:
|Coverage Type||Michigan Minimum Limits||Analysis Limits|
$20,000 per person /
$40,000 per accident
$25,000 per person /
$50,000 per accident
|Personal Injury Protection||Required||Included|
|Uninsured /Underinsured Motorists Bodily Injury||Optional||
$25,000 per person /
$50,000 per accident
michigan car insurance - michigan insurance company
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- Below are of some of the terms for travel insurance and travelers insurance ,
- car insurance Adjuster - The person from your car insurance companies who investigates and evaluates your damage and losses.
- insurance agent - An individual or organization licensed to sell and service insurance policies for an auto insurance companies.
- insurance broker - Fee Agreement - The contract between you and your broker. It lists the fees for your broker's services
- insurance Cancellation - When you or your insurance company ends your policy early. They might do this because you did not pay your premium. You might cancel your policy because you are no longer own or drive a car.
- insurance claim - Your request to an insurance companies to cover an accident or other loss.
- full coverage car insurance - Pays for damage to your car caused by physical contact with another vehicle or an object, such as a tree, rock, guardrail, building, or person. insurance coverage makes you to get the loss of your property
- Commission - The fee that an insurance company pays an agent or broker when they sell a policy
- Comprehensive coverage - Pays for damage to your car caused by something other than a collision, such as fire, theft, vandalism, windstorm, flood, falling objects, etc.
- Deductible - The amount of the loss that you must pay before your insurance company pays anything. Only comprehensive and collision coverage have deductibles.
- Gap coverage - This pays the difference between the fair market value of your new car and the balance you owe on your loan or lease.
- Insured - The person who can receive covered benefits in case of an accident or loss. Also called the policyholder.Addition to the "car insurance" the policyholder will be advised to take "life insurance" too.
- car insurance companies - Insurer - The company that issues your insurance. compare car insurance to look for the "cheap insurance" companies. auto insurance companies will provide you the auto insurance quotes to you. If you feel it's a "best auto insurance" company go ahead with them.
- Liability coverage - car insurance that helps pay for the injuries and damage to others from accidents that are not your fault. affordable insurance and comprehensive car insurance are key factors you need to check for the getting insurance.
- Surcharge - An extra charge that is added to the premium by an insurance company. This usually happens because a covered driver has had an accident or moving violation that is their fault.
- Subrogation - When one insurance company pays money on a claim, and then tries to get paid back or reimbursed by another insurance company
- Declarations page - Usually the first page of an insurance policy. It lists the full legal name of your insurance company, the amount and types of coverage, the deductibles, and the vehicle(s) insured.