BHIM Full Form | Full Form of BHIM app

BHIM Full Form - Bharat Interface for Money

 Bharat Interface for Money

Bharat Interface for Money

  • BHIM stands for Bharat Interface for Money. It's a mobile payment app which is developed by the National Payments Corporation of India ( NPCI )
  • It's based on the Unified Payments Interface ( UPI ) that permits you to form simple, easy, and quick payment transactions using UPI.
  • You'll make bank to bank money transfers and pay money through mobile number or Virtual Payment Address (VPA).
  • BHIM was introduced within the year 2016 to promote digital payments.

Features / Benefits of BHIM

 Features Benefits of Bhim

Features Benefits of Bhim

  • Bank Account :
    • You'll see the linked Bank accounts and set or change the UPI PIN. You'll also change the bank account, check balance, and more.
  • Language :
    • This app is available in regional languages to improve user experience.
  • Block User :
    • You'll block users who are frequently sending collect requests.
  • Send and Request Money :
    • It allows you to send money through a Virtual Payment Address (VPA), Account Number & IFSC code, Aadhar Number, or QR code. You'll also receive money by entering Virtual Payment Address (VPA).
  • Scan & Pay :
    • You'll pay by scanning the QR code and may also generate QR code to receive payments.
  • Transactions :
    • It allows you to see transaction history and pending UPI collect requests. You'll also raise a complaint if a transaction declines by clicking on Report issue.
  • Profile :
    • You'll view the static QR code and payment addresses and share the QR code through various messenger applications like whatsapp, Email, etc.

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Steps to use or download BHIM APP

  • From the Google Play store download and install BHIM app
  • Open the app and choose your language.
  • Allow app to manage SMS & Phone calls.
  • If you've got a dual Sim phone, you'll be asked to verify your mobile number registered together with your checking account. SMS are going to be sent for auto-verification. The SIM of your registered number should get on your mobile phone.
  • Create a unique four-digit Passcode to log into the app and reenter the passcode to verify it.
  • Select your UPI enabled bank from the given list of banks.
  • Your bank account are going to be automatically fetched and Register yourself by providing your debit card details.
  • After adding the account successfully, the BHIM app home page will be displayed
  • Your account is now registered and is ready to use.

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